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Privacy Policies

Welcome to 99Paisa. Please read this privacy policy before proceeding with use of this website. Privacy policy relates to how your personal data is handled by 99Paisa and it applies to all persons who make use of this website irrespective of the device used and whether such use is made online or offline.

Introduction

Each individual is entitled to security, confidentiality and privacy of his personal data. We have designed this privacy policy to assure users of confidentiality of their data. By agreeing to use this site you implicitly give your unconditional permission for us to use this data to send you offers and communicate with you.

Privacy

We have taken strong security measures to ensure your personal data remains safeguarded and we store it in encrypted servers accessed only for official use and our employees as well as associates to whom we may disclose data during the course of transactions are bound by NDAs.

Registration

In order to make use of 99Paisa you will need to register and sign up. In order to do so you will be required to provide name, address, phone number and email address in addition to banking details that must be correct in all regards.

Information collected

We collect the following personal information:

  • Name
  • Address
  • Phone
  • Email
  • Bank details
  • TAN/PAN
  • Calls you make to us, emails you send to us, information collected by cookies as regards browsing patterns
  • IP address, log in time and browser used
  • Traffic data

Anonymous information

99Paisa website places cookies on your computer to gather anonymous data about browsing patterns. We use persistent and session ID cookies. They are harmless and do not access any data on your system. Cookies may be disabled in browsers but at the risk of reduced functionalities.

Information by merchants and associates

99Paisa shares data with its associates and merchant partners in order to carry out pertinent transactions. However, they too are bound by NDAs. We do not share your data with anyone else. We do not sell or make commercial use of your information. We only use your information for interaction, to send offers, communicate, administrate, customer service, keep you updated and for transactions. We may have to disclose data if we are required to do so by law and in that case you will receive due notification.

Should 99Paisa merge, be sold off or be acquired wholly or partly by any other company then you will be informed of such change and this change may affect terms of the privacy policy.

Third party ads

Our site may contain links and ads of third parties. We are in no way connected with any such company in any way whatsoever and if you do click through to such sites you do so at your own risk and will be bound by their terms. In any case such ads when displayed may collect IP information and measure efficacy of their campaigns but do not collect any personally identifiable information.

Data retention

We store your personal data for a predetermined length of time as per rules and regulations. In the event you wish to close your account you may do so by sending us an email from your authorized email address. In such event all your personal data is wiped from our servers. Please note we never ask for any personally identifiable information by mail or by phone and should you receive any such requests please ignore them and inform us to take appropriate action.

Information transfer

Data may be shared with service providers as and when necessary to take forward a process you initiate. We share such information with banks and logistic services where necessary but they and their employees are bound by terms of NDA. In the event our company is acquired by another, that company becomes owner of your data. We share data with parties if we suspect illegal activities and need investigation, for enforcement of terms, for legal compliances, for protection of our rights and for surveys if and when necessary.

Security process

Personal data is stored with SSL encryption that even we cannot access or break. We have taken physical, electrical and electronic measures to ensure safety and security of your data. Our contractors and employees are given access only in case of need and subject to NDA policies by which they are bound and if there is breach we take disciplinary action.

In the event any third party such as hackers do hack into our system and access personal data then we are not liable for the outcomes. If you share your data and it is misused, then and in that case too we are not liable in any way. Please use strong passwords and keep account details only to yourself.

Use of this site and privacy policy is governed by prevailing laws of India. If you use this site from any other country then Indian laws apply in case of any dispute or legal proceedings.

We reserve the right to amend this policy in any way we deem fit without any prior intimation. Users must check before making use of this site.